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How is a credit card considered a written contract instead of an open account?

April 4th, 2010

I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is…

How can I get my credit card company to report account information?

March 31st, 2010

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit…

Is credit card debt considered an open account or a written contract?

March 26th, 2010

I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6…